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Business Package

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Workers' Comp.

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Cyber

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Business Auto

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Commercial Umbrella

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Specialty

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Chesapeake, VA’s Trusted Commercial Insurance Partner | Southern Insurance Services, Inc.

Straightforward Commercial Coverage for Hampton Roads Businesses, Backed by Real Relationships

Southern Insurance Services, Inc. was founded in Chesapeake, Virginia by Dave Comey after nearly two decades in the corporate insurance world convinced him that growth numbers and profit margins matter less than the relationship an agency builds with the business owner in front of them. After managing offices for a large national broker, Dave set out to build something smaller and more personal, an agency where every client is known by name, not by account number. Today, Southern Insurance Services, Inc. is a four-person, commercial-only agency serving businesses throughout Hampton Roads, including Chesapeake, Virginia Beach, Norfolk, and Suffolk, with coverage in general liability, workers’ compensation, cyber liability, professional liability, builders risk, contractors equipment, marine, commercial flood, and special events. What sets Southern Insurance Services, Inc. apart from national brokers and online insurance providers is direct access: clients call and reach the agent who knows their business, not an automated queue or a rotating service rep. That access, paired with decades of carrier relationships and a genuinely consultative approach to pricing, is why clients who leave for a lower quote so often come back. Our word to every client is simple: we do what we say we’re going to do.

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What Clients Say

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Blog

March 1, 2026

Why You Should Work With an Independent Insurance Agency

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